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SYSTEM MAINTENANCE: On-line services and audio response (telephone banking), 

may be unavailable from 10:00 pm on Friday, February 3, 2023 to approximately 6:00 am on Saturday, February 4 (Hawaii time). 

We apologize for any inconvenience.

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Savings Rates

Savings Rates
Effective Date: December 31, 2022
AccountDividend Rate APY*
Up to $20,000.00 0.10%
$20,000.01 to $40,000.00 0.15%
$40,000.01 to $100,000.00 0.20%
$100,000.01 + 0.25%
Military Saves ** 1.00%
IRA Share Account 0.65%
Checking Account 0.05%
*All interest rates are expressed as Annual Percentage Yield (APY).
** Subject to eligibility requirements

Certificate Rates
Effective Date: January 1, 2023
Term Minimum BalanceAPY*
6 Month Share Certificate   $500.00 1.00%
12 Month Share Certificate   $500.00 1.25%
12-Month Share Certificate Special**   $500.00 4.00%
18 Month Share Certificate   $500.00 1.50%
24 Month Share Certificate   $500.00 1.75%
36 Month Share Certificate   $500.00 2.00%
48 Month Share Certificate   $500.00 2.10%
60 Month Share Certificate   $500.00 2.25%
12 month IRA Share Certificate   $500.00 1.75%
24 month IRA Share Certificate   $500.00 2.00%
*All interest rates are expressed as Annual Percentage Yield (APY). All rates, terms and conditions are subject to change without notice. Fees or other conditions may reduce earnings. For Certificates, an early withdrawal penalty may be imposed if withdrawal occurs before maturity. Certain restrictions may apply. Schofield FCU membership is required.
**Offer is effective as of 01/01/2023 and is subject to change or discontinue at any time, without notice. Minimum amount required to open certificate is $500.00. Maximum deposit amount with existing Schofield FCU funds is $25,000.00 per member. No deposit limit amount from funds at another financial institution. An early withdrawal penalty may reduce the earnings on the account. Federally Insured by NCUA.

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