| Savings Rates |
| Effective Date: June 30, 2025 |
| Account | Dividend Rate APY* |
| Up to $20,000.00 |
0.10% |
| $20,000.01 to $40,000.00 |
0.15% |
| $40,000.01 to $100,000.00 |
0.20% |
| $100,000.01 + |
0.25% |
| Military Saves ** |
1.00% |
| IRA Share Account |
0.65% |
| Checking Account |
0.05% |
| *All interest rates are expressed as Annual Percentage Yield (APY). |
| ** Subject to eligibility requirements |
| Certificate Rates |
| Effective Date: July 1, 2025 |
| Term | | Minimum Balance | APY* |
| 6 Month Share Certificate |
|
$500.00 |
2.25% |
| 12 Month Share Certificate |
|
$500.00 |
3.25% |
| 12-Month Share Certificate Special** |
|
$500.00 |
4.25% |
| 18 Month Share Certificate |
|
$500.00 |
3.25% |
| 24 Month Share Certificate |
|
$500.00 |
3.25% |
| 36 Month Share Certificate |
|
$500.00 |
3.50% |
| 48 Month Share Certificate |
|
$500.00 |
3.75% |
| 60 Month Share Certificate |
|
$500.00 |
4.00% |
| 12 month IRA Share Certificate |
|
$500.00 |
3.50% |
| 24 month IRA Share Certificate |
|
$500.00 |
3.75% |
| *All interest rates are expressed as Annual Percentage Yield (APY). All rates, terms and conditions are subject to change without notice. Fees or other conditions may reduce earnings. For Certificates, an early withdrawal penalty may be imposed if withdrawal occurs before maturity. Certain restrictions may apply. Schofield FCU membership is required. |
| **Offer is effective as of 1/1/2025 and is subject to change or discontinue at any time, without notice. Minimum amount required to open certificate is $500.00. Maximum deposit amount with existing Schofield FCU funds is $25,000.00 per member. No deposit limit amount from funds at another financial institution. An early withdrawal penalty may reduce the earnings on the account. Federally Insured by NCUA. |
