Loan Rates
| New & Used Auto Loans |
| Effective Date: October 1, 2025 |
| | Term | APR* |
| New Auto Loan |
| |
up to 48 months |
As low as 5.25% |
| |
60 months |
As low as 6.25% |
| |
72 months |
As low as 6.75% |
| |
84 months |
As low as 7.25% |
| Used Auto Loan (Based on Kelley Blue Book Value) |
| |
up to 36 months |
As low as 6.25% |
| |
48 months |
As low as 6.75% |
| |
60 months |
As low as 7.25% |
| |
72 months |
As low as 7.75% |
Older Used Auto Loan
(7 years & older) |
48 months |
As low as 7.75% |
| Consumer Loans |
| Effective Date: October 1, 2025 |
| | Term | APR* |
| Personal Loan Rates |
|
|
| |
Up to 12 months |
As low as 6.49% |
| |
18 months |
As low as 6.99% |
| |
24 months |
As low as 7.49% |
| |
36 months |
As low as 8.49% |
| |
48 months |
As low as 8.99% |
| Fall Loan Special |
|
|
| |
Up to 12 months |
As low as 4.99% |
| |
18 months |
As low as 5.49% |
| |
24 months |
As low as 5.99% |
| Share/Certificate Secured Loan |
| Effective Date: October 1, 2025 |
| Term | APY |
| Up to 12 months |
Share/CD Rate + 2.50% |
| 13 to 60 months |
Share/CD Rate + 2.75% |
| Home Equity Line of Credit Loan |
| Effective Date: October 1, 2025 |
| | APR* |
| Owner Occupied Properties, $250,000 Maximum, Variable rates adjusts semi-annually |
Promotional (as low as): 5.25%
Current Variable: 8.25% |
*Interest rates are expressed as Annual Percentage Rates (APR).
*All Credit Union loan programs, rates, terms and conditions are subject to change without notice.
*All loans subject to credit approval.
*All rates expressed "as low as" includes 25 basis point reduction for automatic payment.
*Rate may vary based on individual creditworthiness.
