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Credit Union Financing Can Beat The Dealers 0% Financing!

Take the rebate and save with a loan from Schofield FCU! If you’re offered the choice of a rebate or the dealer’s 0% financing, choose wisely. Financing the lower amount with a low rate loan from Schofield FCU could cost significantly less than paying the full invoice amount with the dealer’s 0% financing. For example:

  SFCU's 1.75%
APR* Financing
Dealer's 0% APR*
Vehicle Purchase Price $25,000 $25,000
Dealership Rebate $2,000 $0
Final Loan Amount $23,000 $25,000
60 Monthly Payments of $401 $417

Total Cost Paid $24,038 $25,000
Total Saved $962 $0

*APR = Annual Percentage Rate. 100% financing available. New auto loan rate example: 60-month loan at 1.75% APR. Other terms available; call for details. Dollar amounts are approximate values. The rate for new/used/refinanced auto loans is determined by terms, application and credit history. Your actual rate may be higher. Rate effective 1/1/16 and is subject to change without notice.

SFCU Loan Features:

  • Up to 100% financing available
  • Low, fixed rates
  • No prepayment penalties
  • Terms up to 84 months for new autos and 72 months for used autos
  • Credit Life and Disability Insurance offered for peace of mind
  • Guaranteed Auto Protection (GAP) Insurance
  • Extended Warranty Protection

View our current rates

Call (808) 624-9884 for more information and ask about getting Pre-Approved!

*All loans subject to credit approval

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