Credit Union Financing Can Beat The Dealers 0% Financing!
Take the rebate and save with a loan from Schofield FCU! If you’re offered the choice of a rebate or the dealer’s 0% financing, choose wisely. Financing the lower amount with a low rate loan from Schofield FCU could cost significantly less than paying the full invoice amount with the dealer’s 0% financing. For example:
| SFCU's 1.75% APR* Financing |
Dealer's 0% APR* Financing |
|
| Vehicle Purchase Price | $25,000 | $25,000 |
| Dealership Rebate | $2,000 | $0 |
| Final Loan Amount | $23,000 | $25,000 |
| 60 Monthly Payments of | $401 | $417 |
|
|
||
| Total Cost Paid | $24,038 | $25,000 |
| Total Saved | $962 | $0 |
*APR = Annual Percentage Rate. 100% financing available. New auto loan rate example: 60-month loan at 1.75% APR. Other terms available; call for details. Dollar amounts are approximate values. The rate for new/used/refinanced auto loans is determined by terms, application and credit history. Your actual rate may be higher. Rate effective 1/1/16 and is subject to change without notice.
SFCU Loan Features:
- Up to 100% financing available
- Low, fixed rates
- No prepayment penalties
- Terms up to 84 months for new autos and 72 months for used autos
- Credit Life and Disability Insurance offered for peace of mind
- Guaranteed Auto Protection (GAP) Insurance
- Extended Warranty Protection
Call (808) 624-9884 for more information and ask about getting Pre-Approved!
*All loans subject to credit approval