Fee Schedule
All fees subject to change without notice.
| Fee Schedule | ||
| Effective Date: Effective: July 1, 2023 | ||
| Fee Type | Fee Description/Detail | Amount |
| Savings Account Fees | ||
| Minimum Balance | To avoid Service Charge Fee | $5.00 |
| Monthly Service Charge Fee | If the minimum balance is not maintained | $2.00 |
| Return Item Fee | Per Item | $25.00 |
| Early Closure Fee | Accounts closed within the first 90 days | $25.00 |
| Monthly Inactive Account Fee | Fee assessed after No member transactions for 12 months (1 year) | $5.00 |
| Checking Account Fees | ||
| Minimum Balance | No minimum balance | None |
| Monthly Service Charge Fee | No monthly service fee | None |
| Check Order Fee | Prives vary depending on style | Varies |
| Courtesy Pay | Per transaction and up to max limit of $500.00 | $25.00 |
| NSF (Insufficient) Fee | Per item | $25.00 |
| Overdraft Protection | ATM and everyday one-time debit card transactions | $25.00 |
| Stop Payment Fee | Per ACH item, per debit item, per check | $25.00 |
| Debit Card Fees | ||
| Debit Card Replacement | Per Card | $20.00 |
| Debit Card Replacement - RUSH ORDER | Per Card | $35.00 |
| Money Orders ($1,000.00 maximum per money order) | ||
| Members | $3.00 | |
| Non-members | $20.00 | |
| Share Branch members | $5.00 | |
| Notary Service | ||
| Members | Free | |
| Non & Share Branch members | ($10.00 per seal/stamp) | Varies |
| Other Service Fees (Applicable to all accounts) | ||
| Account Reconciliation Fee | Per Hour | $10.00 |
| Account Research Fee | Per Hour | $10.00 |
Copy Fees (per page/item) |
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| Account history/summary | $1.00 | |
| Account monthly statement | $5.00 | |
| Cleared share draft or credit union check (per check) | $2.00 | |
| Personal documents (Per Page) | $0.25 | |
| Fax Fee | Per Page | $1.00 |
| Legal Document Processing Fee | Per legal order (Levy, Garnishment, Subpoena) | $20.00 |
| Return Mail Fee | Per Item | $1.00 |
| Prepaid Cards | ||
| Gift Cards (members and non-members) | Purchase fee waived if share/savings account balace is at least $2500 after transaction | $2.00-$6.95 |
| Reloadable Card (members only) | No monthly fee with Direct Deposit | $5.50-$9.95 |
| Monthly fee without direct deposit | $3.50 | |
| Reloadable fee per transaction | $4.00 | |
| Travel Card (members only) | $5.50-$9.95 | |
| Reloadable fee per transaction | $4.00 | |
| Monthly fee | No Fee | |
| Schofield Federal Credit Union Check | ||
| Auto check withdrawal from account (per check) | $3.00 | |
| Members - One check free (per day), each additional check | $1.00 | |
| Non-Members ($5,000 maximum - 1 Check per day) | $20.00 | |
| Shared Branching Members - one check free (per day), each additional check | $5.00 | |
| Western Union | ||
| Domestic | Member (per transaction/international varies) | $25.00 |
| Non-Member (per transaction) | $35.00 | |
| International | Varies | |
| Wires | ||
| Domestic Outgoing | Member (per wire) | $25.00 |
| Share Branch & Non-Member (per wire) | $35.00 | |
| International Outgoing | Members | $35.00 |
| Share Branch & Non-members (per wire) | $45.00 | |
| Incoming | Member | No Fee |
| Share Branch & Non-Member (per wire) | $20.00 | |
| Automatic Teller Machine (ATM) Withdrawal Transaction Fees | ||
| Schofield FCU Debit Cards used at any Schofield FCU, Bank of Hawaii or American Savings Bank ATM | No Fee | |
| Schofield FCU Debit Cards used at any other ATM will be assessed a $1.00 fee per transaction in addition to the ATM Institution fee | $1.00 | |
| Surcharge Fee at Schofield Federal Credit Union ATM for Non-member cards | ||
| Hale Koa Hotel | $1.50 | |
| All other locations | $3.00 | |
| International Transaction Fee | 1% of withdrawal amount | |
| All fees subject to change without notice. | ||