| Fee Schedule |
| Effective Date: Effective: June 1, 2016 |
| Fee Type | Fee Description/Detail | Amount |
| Membership Fees |
| Membership Fee (Non-refundable)* |
Individual/Family |
$10.00 |
| Family members including husband, wife, and children up to 18 years of age are entitled to join at no additional fee. |
| Membership Fee (Non-refundable)* |
Leilehua High School (Must join at the High School Credit Union) |
$1.00 |
| Savings Account Fees |
| Minimum Balance |
To avoid Service Charge Fee |
$5.00 |
| Monthly Service Charge Fee |
If the minimum balance is not maintained |
$2.00 |
| Early Closure Fee |
Accounts closed within the first 90 days |
$25.00 |
| Checking Account Fees |
| Minimum Balance |
No minimum balance |
None |
| Monthly Service Charge Fee |
No monthly service fee |
None |
| NSF (Insufficient) Fee |
Per Item |
$25.00 |
| Check Order Fee |
Prives vary depending on style |
Varies |
| Transfer from Shares/Savings |
Transfer to NSF Checking Account (per item) |
$10.00 |
| Stop Payment Fee |
Per Item |
$25.00 |
| Copy of Paid Check by Fax/Mail |
Per Item |
$2.00 |
| Other Service Fees (Applicable to all accounts) |
| Account History Printout Fee |
Per Page |
$1.00 |
| Account Reconciliation Fee |
Per Hour |
$10.00 |
| Account Research Fee |
Per Hour |
$10.00 |
| ACH Return Item Fee |
Per Item |
$25.00 |
| ACH Stop Payment Fee |
Per Item |
$25.00 |
| ATM Card Fee |
New & Renewals (per card) |
$2.00 |
| ATM Card Replacement Fee |
Per Card |
$5.00 |
| Automatic Check Withdrawal to Third Party |
Per Check |
$3.00 |
| Copy of Documents |
Per Page |
$0.25 |
| Debit Card Replacement/Rush Fee |
Per Card |
$20.00 |
| Deposited Item Return Fee |
Per Item |
$25.00 |
| Dormant Account |
Fee assessed after No member transactions for 60 months (5 years) |
300.00* |
| Fax Fee |
Per Page |
$1.00 |
| Legal Document Processing Fee |
Per legal order (Levy, Garnishment, Subpoena) |
$20.00 |
| Money Order Fee |
Member |
$3.00 |
| Money Order Fee |
Shared Branching/Non-Members |
$5.00 |
| Monthly Statement Copy |
|
$5.00 |
| Notary Fee |
Member |
Free |
| Notary Fee |
Non-Member (per seal) |
$10.00 |
| Return Mail Fee |
Per Item |
$1.00 |
| SFCU Check |
Members - One check free (per day), each additional check |
$1.00 |
| |
Shared Branching Members - one check free (per day), each additional check |
$5.00 |
| |
Non-Members ($5,000 maximum - 1 Check per day) |
$5.00 |
| |
Stop Payment Fee (per check) |
$25.00 |
| |
Copy of Paid Checks by Fax/Mail (per item) |
$2.00 |
| Travelers Checks Fee |
1% of purchased amount (fee waived if share/savings account balance is at least $2500) |
Varies |
| Prepaid Cards |
Instant issue purchase fees |
|
| Gift Cards |
Purchase fee waived if share/savings account balace is at least $2500 after transaction |
$2.00-$6.95 |
| Reloadable Card |
No monthly fee with Direct Deposit |
$5.50-$9.50 |
| |
SFCU reload fee for Travel and Reloadable Cards |
$4.00 |
| Western Union Fee |
Member (per transaction/international varies) |
$25.00 |
| Western Union Fee |
Non-Member (per transaction/international varies) |
$35.00 |
| Wire Fee (Outgoing) |
Member (per wire/international varies) |
$25.00 |
| Wire Fee (Outgoing) |
Non-Member (per wire/international varies) |
$35.00 |
| Wire Fee (Incoming) |
Member |
No Fee |
| Wire Fee (Incoming) |
Non-Member (per wire) |
$20.00 |
| Automatic Teller Machine (ATM) Fees |
| Withdrawal Transaction Fees |
Schofield Federal Credit Union and Bank of Hawaii ATMs |
No Fee |
| Withdrawal Transaction Fees |
Non-Schofield FCU and Non-Bank of Hawaii ATMs |
$1.00 |
| International Transaction Fee |
|
1% of withdrawal amount |
